Security deposit help and rental assistance in Greater Birmingham

Whether you are trying to move or stay in your current home, you may be looking for a bit of financial help. Birmingham and surrounding communities offer rental assistance programs that can provide cash grants or interest-free loans. This can be a huge advantage over trying to qualify for a high-interest loan with a checkered employment history and bad credit.

You may have checked with a finance company in Birmingham. Perhaps you were denied for a loan due to credit concerns. These organizations specialize in helping you remain independent by providing funds towards your rent.

Some funds may be to prevent an eviction, such as an emergency infusion of back rent payments to your landlord. Other agencies step in to provide emergency shelter as part of a homeless prevention program. Transitional housing can help you save money towards future rents. Ultimately, the most helpful could be those that provide cash for security deposit grants or loans. Consider these local agencies serving the Greater Birmingham area:

Birmingham itself has an organization that specializes in housing for individuals afflicted with HIV. AIDS Alabama provides supportive housing programs to ensure that these individuals may avoid discrimination by providing safe housing while also connecting them with helpful programs to maintain good health.

In Cullman, emergency rental assistance is offered by the Northbrook Baptist Caring Center. If you need help coming up with a security deposit, consider getting help from the Committee on Church Cooperation. Its security deposit assistance program is ordinarily a rare benefit to such a small town. Depending on your needs and eligibility, you may qualify for an interest-free loan to help you gather the necessary funds for a security deposit, or in extreme cases, an outright cash grant for your deposit.

The Jasper Area Family Service Center provides emergency financial assistance to prevent eviction, but does not currently provide funds for security deposits. Similarly, Springville residents may receive emergency cash towards their current lease by applying through Pleasant Hill Community Mission. To avoid possibly throwing good money after bad, Community Service Program (CSP) in Centreville provides affordable housing to eligible families that need lower rents in order to live comfortably.

The American Red Cross in Talladega provides emergency housing support for families affected by disasters or unforeseen problems. This is just one of a number of chapters that are supported by a national network of support.

An awesome benefit of Love Inc. provides cash for security deposits to Tuscaloosa renters. This is no loan. It is a cash grant that does not have to be repaid. If you qualify, it can help you meet the move in requirements of your next home so that you can get approved.

To the south, Montevallo tenants may obtain temporary emergency rental assistance through Shelby Emergency Assistance. This is only designed as an emergency measure, but it can be a solid benefit when you need a small boost.

As you can see, the Greater Birmingham area is served by caring organizations that can provide much needed financial assistance when you are having trouble coming up with all of your rental funds. These programs are very much a helpful hand when you need it most. Remember that some of these programs provide free money. Some provide loans that can be repaid without interest charges and over a period of a couple of years. All of these programs are a great alternative to other high-priced consumer loans.