Kiva specializes in international microfinance loans

Kiva is a global nonprofit organization that specializes in international microfinance loans. This charity provides the much needed cash to fulfill the capital requirements necessary to establish a small business.

If you have struggled to afford rent payments and other related living costs, perhaps you should consider whether starting your own business is a possibility. Kiva could help you gain access to the cash you need to meet both personal living costs and business expenses, especially if you use your home to help run your business. For example, you may store some supplies in your home, or even use it to store equipment or other business assets. An international microfinance loan can help you come up with the money you need to be successful and self-sufficient.

Most loans are focused on running a business. This could be selling merchandise or services. It may be to provide food for livestock as well as to purchase new animals.

Another option is to request a loan to pay for “personal housing expenses.” This gives you the money you need to buy building materials and to pay for labor. Instead of borrowing money for rent, you could build your own home using these funds.

Kiva helps to raise loans from donors all around the world. Local partners are then responsible for accepting applications from borrowers in their respective countries. You benefit by having a local organization that can work with you to ensure that you meet the eligibility requirements of a microfinance loan.

It is our hope that you can find the help that you need without necessarily having to borrow money from predatory loan outlets. This is an amazing alternative to an enterprising individual or family that wants to own their own business as well as their home!

Here are some of the local Kiva partners that can help you find the funding you need to accomplish your dreams:

XacBank
Mongolia

Negros Women for Tomorrow Foundation, Inc. (NWTF)
Philippines

Hattha Kaksekar Limited (HKL), a partner of Save the Children
Cambodia
Thailand

CSC MDO “IMON International”
Tajikistan

Fundación Paraguaya
Paraguay

KREDIT Ltd.
Cambodia

ACEP Cameroun
Cameroon

MDO Arvand, LLC
Tajikistan

VisionFund AzerCredit LLC
Azerbaijan

VisionFund Cambodia
Cambodia
Thailand

Organizacion de Desarrollo Empresarial Femenino (ODEF)
Honduras

FODEMI, a partner of World Vision International
Ecuador

LLC Micro Finance Organization Credo
Georgia

Tamweelcom
Jordan

Capital Aid Fund for Employment of the Poor (CEP)
Vietnam

Bai Tushum Bank CJSC
Kyrgyzstan

SEF International
Armenia

Urwego Opportunity Bank, a partner of Opportunity International and HOPE International
Rwanda

Cooperativa San Jose
Ecuador

SMEP – Deposit Taking Microfinance Limited
Kenya

Alalay sa Kaunlaran, Inc. (ASKI)
Philippines

Vitas. s.a.l.
Lebanon

Apoyo Integral
El Salvador

Palestine for Credit & Development (FATEN)
Palestine

Al Majmoua Lebanese Association for Development
Lebanon

MLO Humo and Partners
Tajikistan

Izdiharona for Economic Development
Iraq

FUNDAPEC
Dominican Republic

COMIXMUL
Honduras

BRAC Pakistan
Pakistan

Kashf Foundation
Pakistan

Mahashakti Foundation
India

UGAFODE Microfinance Limited
Uganda

Al-Amal Microfinance Bank
Yemen

ASI Federal Credit Union
United States

CrediCampo
El Salvador

Fundacion Alternativa
Ecuador

National Microfinance Bank
Jordan

Interactuar
Colombia

Accion Texas Inc.
United States

PADECOMSM
El Salvador

CHF International Access to Credit Services Initiatives (ACSI) Iraq
Iraq

HOFOKAM Ltd., a partner of Catholic Relief Services
Uganda

Juhudi Kilimo
Kenya

CIDRE
Bolivia

Fundación ESPOIR
Ecuador

Accion East
United States

VisionFund Mexico
Mexico

Tanaoba Lais Manekat Foundation (TLM)
Indonesia

Community Economic Ventures, Inc. (CEVI), a partner of VisionFund International
Philippines

Ryada
Palestine

Asociación Arariwa
Peru

Women and Associations for Gain both Economic and Social (WAGES)
Togo

Emprender
Bolivia

BRAC Uganda
Uganda

Fundación Pro Mujer
Bolivia

IMPRO
Bolivia

Credit Mongol
Mongolia

Accion San Diego
United States

Tuba Rai Metin
Timor-Leste

People’s Forum
India

KosInvest
Kosovo

Nirdhan Utthan Bank Limited (NUBL)
Nepal

Valley Economic Development Center, Inc.
United States

ASPIRE
Dominican Republic

MicroKing Finance
Zimbabwe

BRAC Sierra Leone Microfinance Company Limited
Sierra Leone

MiCredito
Nicaragua

Yehu Microfinance Trust
Kenya

Fundación Mario Santo Domingo (FMSD)
Colombia

FUDECOSUR
Costa Rica

Nor Horizon Universal Credit Organization Limited Liability Company
Armenia

Center for Community Transformation Credit Cooperative, a partner of HOPE International
Philippines

Edpyme Alternativa
Peru

Caja Rural Señor de Luren
Peru

Gata Daku Multi-purpose Cooperative (GDMPC)
Philippines

VisionFund Kenya
Kenya

Paglaum Multi-Purpose Cooperative (PMPC)
Philippines

Fund for Thanh Hoa Poor Women (FPW)
Vietnam

Vision Finance Company s.a. (VFC), a partner of World Vision International
Rwanda

Asociación ASDIR
Guatemala

Alidé
Benin

EDAPROSPO
Peru

Tujijenge Tanzania Ltd
Tanzania

Pearl Microfinance Limited
Uganda

MAXIMA Mikroheranhvatho
Cambodia

Salone Microfinance Trust (SMT), a partner of ChildFund International
Sierra Leone

Aqroinvest Credit Union
Azerbaijan

Friendship Bridge
Guatemala

HOPE Ukraine, a HOPE International institution
Ukraine

Advans Côte d’Ivoire
Cote D’Ivoire

Latino Economic Development Center
United States

ADICLA
Guatemala

ID Ghana
Ghana

Relief International Microfinance Iraq
Iraq

Milango Financial Services
Kenya

BRAC Liberia Microfinance Company Limited
Liberia

HOPE Congo S.A., a HOPE International institution
Congo

Turame Community Finance, a partner of World Relief and HOPE International
Burundi

Hekima, a partner of World Relief
The Democratic Republic of the Congo

EDESA
Costa Rica

ADIM (Asociación Alternativa Para el Desarrollo Integral de las Mujeres)
Nicaragua

Prisma Honduras, S.A.
Honduras

UIMCEC, a partner of ChildFund International
Senegal

CAURIE Microfinance, a partner of Catholic Relief Services
Senegal

AFODENIC
Nicaragua

Koperasi Mitra Usaha Kecil (MUK)
Indonesia

Microfinanzas Prisma
Peru

Esperanza International Dominican Republic, a partner of HOPE International
Dominican Republic
Haiti

Komak Credit Union
Azerbaijan

Hluvuku-Adsema
Mozambique

South Pacific Business Development (SPBD)
Samoa

WSDS-Initiate
India

Fundacion Mujer
Costa Rica

Association for Rural Development (ARD)
Sierra Leone

Micro Credit for Development and Transformation SACCO (MCDT SACCO)
Uganda

FAPE
Guatemala

León 2000 IMF
Nicaragua

Soro Yiriwaso, a partner of Save the Children
Mali

VisionFund Albania
Albania

Finance South Sudan Limited
South Sudan

Maya
Turkey

Koret Israel Economic Development Funds (KIEDF)
Israel

Amasezerano Community Banking S.A.
Rwanda

SEDA
Vietnam

CEPRODEL
Nicaragua

Patan Business and Professional Women
Nepal

Micro Start/AFD
Burkina Faso

Christian Rural Aid Network (CRAN)
Ghana

El Buen Socio
Mexico

Nke-Anyi Farmers Multipurpose Cooperative Society Limited (Nke-Anyi FMCS)
Nigeria

M7 Microfinance Institution Limited
Vietnam

Ensibuuko
Uganda

Instituto Peruano de Fomento Educativo
Peru

Angkor Community Fund
Cambodia

ayzh
Ghana
United States
Zambia

BagoSphere Ph Inc
Philippines

Etkie
United States

Micrograam
India

Grameen Ghana
Ghana

MicroEnergy Credits
Kenya

WANA Solutions
Uganda

Entrepreneurs du Monde – Anh Chi Em
Vietnam

PowerGen Renewable Energy
Kenya

Habitat for Humanity Mexico
Mexico

Banco Pérola
Brazil

Nuru International
Kenya

StoveTeam International
Honduras
United States

Belghoria Janakalyan Samity
India

CONFRAS
El Salvador

NOTS Lampe Solaire
Mali

East Meets West – Vietnam
Vietnam

Federación Campesina del Cauca FCC
Colombia

Impact Carbon
Uganda

Pana Pana
Nicaragua

FUNDA-PRO
Bolivia

American University of Central Asia
Kyrgyzstan

Kaaba Microfinance Institution
Somalia

Evidence Action
Kenya

TAHUDE Foundation
Tanzania

iSmart Kenya
Kenya

African Entrepreneur Collective (AEC)
Rwanda

Fundación CREHO
Honduras

Intersect Fund
United States

Yunus Social Business (YSB)
Albania
Haiti

Investisseurs & Partenaires
Cameroon
Cote D’Ivoire
France
Madagascar
Mauritania

Abaarso School of Science and Technology
Somalia

iDE – Cambodia
Cambodia

MEC Delta
Senegal

African Solar Rise
Tanzania

Planting Empowerment
Panama

Camfed Zimbabwe
Zimbabwe

Kopernik
Indonesia

myAgro
Mali

Ecoblock International
Mexico

Stichting SEVA Microfinance Institute
Suriname

Practical Empowerment & Networking Youth Association (P.E.N.Y.A.)
Zimbabwe

Assilassimé Solidarité
Togo

PAC
Nicaragua

Kubo.financiero
Mexico

Lumni Chile
Chile

Fundacion Namaste Guatemaya
Guatemala

UpEnergy
Uganda

Arab Center for Agricultural Development (ACAD)
Palestine

Babban Gona Farmers Organization
Nigeria

Youth Initiative for Community Empowerment
Uganda

Paradigm Project
Kenya
Papua New Guinea
Rwanda

Jerusalem Interest-Free Microfinance Fund Limited
Israel

KOMAZA
Kenya

Rent-to-Own
Zambia

Angaza Design
Zambia

TECNOSOL
Nicaragua

Plasticos Foundation
Guatemala

Honey Care Africa
Kenya

One Degree Solar
Kenya

IluMexico
Mexico

Yellow Leaf Hammocks
Thailand

Maya Mountain Cacao
Belize

Nuru Energy
Rwanda

Pacific Asian Consortium in Employment
United States

Working Solutions
United States

Fresno Community Development Financial Institution
United States

Vittana
Bolivia

Nazava Water Filters
Indonesia

Junior Achievement Kenya
Kenya

AgDevCo
Mozambique

EarthSpark International
Haiti

Grameen Foundation AppLab
Uganda

Sanergy
Kenya

Visionary Empowerment Programme
Kenya

Solar Sister
Uganda

Yayasan Sosial Bina Sejahtera
Indonesia

Frogtek
Mexico

CampoAlto
Colombia

Colfuturo
Colombia

Entrepreneurs du Monde
Burkina Faso

Sistema Biobolsa
Mexico

Novica
Mexico
Benin
Brazil
El Salvador
Ghana
Guatemala
Indonesia
Peru
Thailand
United States

Union Regional de Huatusco
Mexico

PT Rekan Usaha Mikro Anda (Ruma)
Indonesia

Strathmore University
Kenya

Fenix International
Uganda

BrazAfric
Kenya

Barefoot Power
Uganda
Kenya
Tanzania
Cambodia
India
Botswana
Malawi
Namibia
Nigeria
Papua New Guinea
Peru
Rwanda
South Africa

Maharishi Education for Invincibility Trust
South Africa

Zoona
Zambia

One Acre Fund
Kenya

Grounded and Holistic Approach for People’s Empowerment (GHAPE)
Cameroon

This list changes frequently and is provided as a sample of the types of lenders that might give you the money you need for rent, home construction or business capital. For more details, visit Kiva today to see how you might be able to benefit from international microfinance loans.