Looking for assistance with security deposit in Titusville

(Request from Yamira in Titusville, Florida) Hi my name is Yamira I’m looking for assistance with security deposit on an apartment or house that I found in my area I work extremely hard but it kind of hard to save up to put a deposit down on a place when having a 3 year old child to take care of so are there any resources available to help me out in this situation if any can you please email me as soon as you can with any possible resources. Thank You Very much!!!

Dear Yamira,

I know that it can be very difficult trying to work and raise a family. A 3 year old has plenty of costs too, including daycare and other needs. Those costs will continue at least until you can get your child in school, but there will be other expenses at that time.

If you are a single mother and working a full-time job, there is a high likelihood that there may be some rental assistance available from one of the programs serving Brevard County. This shows that despite being presented with difficult circumstances, you are still working hard to improve your family’s financial situation. This initiative is often rewarded by programs that are designed to make you more self-sufficient as opposed to the dependency creating “entitlement” programs often operated by local county agencies. There are a couple of options for you.

Catholic Charities

Catholic Charities of Central Florida operates emergency programs for people facing eviction. However, you will be more interested in their transitional housing program.

You may want to talk with one of the staffers about Shepherd’s House. This unique program is reserved solely for single mothers and dependent children. It is possible that you may earn too much to qualify for that option, but you can still benefit from the assistance they can provide. It may be a great way to get matched up with funding for a security deposit at a different apartment. Those funds could come from a different agency, and the organization may be able to refer you directly for such an opportunity for a security deposit in Titusville.

Other Resources

We took a request from another lady a few months ago who was looking for help with a security deposit in nearby Cape Canaveral. For her situation, she earned enough where she probably would not qualify for a grant. However, it was helpful for her to know that she could get a lower interest loan if she turned to one of the 3 local credit unions that had open membership policies and low-interest loans for this purpose.

Often people think about payday lenders and finance companies as being the place to go when you are unable to raise cash for a move. However, a much lower rental loan option is to utilize the credit unions in your community, since their rates tend to be among the lowest, especially for people that have less than a perfect credit score. It is an option if you need it, but definitely check with the grant-based programs first since those are the most helpful.