I’m past due on rent in Waterford, MI

(Request from Christine in Waterford, Michigan) Hello my name is Chris and I live in Waterford with my 4 yr old daughter and myself. Due to medical expenses and car expenses I am past due on my rent of 690.00. Can you please help us in order to stop eviction process??  Thank you.

Dear Chris,

Facing an eviction is a scary situation. Getting the Notice to Quit is a sure sign that your landlord intends to evict you from the premises. It means that you will need to find a solution quickly before they follow through. Landlords who have sent a Notice to Quit can generally be expected to file for the eviction in exactly 30 days. Receiving the summons will provide you with the court date. The complaint will specify the exact amount you owe, which could be the $690 plus any late charge allowed in your lease document.

If there is a way to avoid the eviction, it is generally best for the tenant and the landlord. Some rental assistance programs provide help with this process. It may be possible to receive funds towards back rent so that you are no longer delinquent on your rent. There are some local organizations that may be able to intervene.

OLHSA

Oakland Livingston Human Services Agency (OLHSA) is one potential source of rental aid. The organization receives funds that it uses to help lower income households that are facing eviction. They also provide supportive services that can help you rebound from a recent financial hardship, such as medical expenses and car repairs.

NFN

Neighbor for Neighbor (NFN) provides emergency financial rental aid to families in crisis. A single grant may be approved to help you pay your late rent. You may also receive food assistance and other aid.

Since the organization is mostly volunteer run, 95% of the funds are utilized for helping families rather than paying salaries. It really allows for a major contribution to be made to the township’s at-risk population.

Other Resources

You may be tempted to take other options to prevent the eviction like this client looking to borrow money for rent. Loans are a potentially risky option if you routinely experience difficulty paying your bills. They are generally only recommended for someone who experienced a rare hardship situation and is looking for help to bounce back. If you are past due on rent in Waterford, I recommend contacting these agencies first to see what type of aid you may be able to receive.

Generally speaking, you should almost never pay medical bills ahead of rent, utilities, car payments or other important bills. Medical bills can often be repaid at zero interest over many months or even years. There are also organizations that may provide help with medical bills or car payments.